Privacy Architecture
What We Never See
A transparent look at what data stays on your device, what we store for account management, and how independent auditors verify our claims.
Data We Never Collect
These categories of data never leave your device. Period.
- Bank account numbers or credentials
- Transaction history or details
- Spending patterns or categories
- Budget amounts or configurations
- Investment or portfolio data
- Location or behavioral data
What We Do Store
The minimum required for account management and app functionality.
- Email address for authentication
- Subscription status and plan
- App preferences (theme, language)
- Anonymous crash reports (opt-in only)
Independent Audit Scope
Areas covered by our third-party security audit.
- AES-256 encryption implementation and key management
- iCloud CloudKit end-to-end encryption integration
- Server-side data minimization practices
- Authentication and session management