Traditional banking keeps your data in their clouds. nint keeps it in your hands. A privacy-first money OS with local-first budgeting, optional Pro linking, and FIRE planning.
Your financial identity shouldn't live on a server. With local-first storage, your transactions, notes, and budgets are encrypted and stored directly on your device.
AES-256 encryption in a local vault. Even with physical access, your data stays unreadable without biometric auth.
Everything lives on your device. Offline-first means instant access anywhere, with or without a connection.
Encryption keys tied to your device's secure enclave, unlocked via Face ID, Touch ID, or fingerprint.
Reusable templates for recurring transactions. One tap to log what used to take a dozen.
nint learns your patterns and pre-fills transaction details based on context. Less input, full control.
Pending transactions land in your inbox. Swipe to approve, edit, or dismiss in seconds.
Navigate, create, and categorize entirely from the keyboard. Every core action has a shortcut.
Automated transaction import without giving up ownership of your data. Think of it as a secure download pipeline: data flows in, gets encrypted locally, and the connection closes.
Connect bank accounts through trusted aggregators. Data is fetched and stored locally — never on our servers.
Track spending across checking, savings, credit cards, and investment accounts. Pro saves hours of data entry.
Optional modules for deeper financial intelligence and long-term planning. All processing happens on-device by default.
Build and compare financial independence scenarios. Adjust savings rate, returns, withdrawal rate, and target age side by side.
Pattern recognition, auto-categorization, and anomaly detection — all on your device's neural engine. Off by default.
We believe in informed consent. Transaction data passes through a SOC 2 Type II certified aggregator during sync — and nowhere else.
Who is Pro for?
Power users who manage multiple accounts and want automated transaction import. If you track spending across checking, savings, credit cards, and investment accounts, Pro saves hours each month.
Every AI recommendation reveals its reasoning. What data, what patterns, what assumptions. No black boxes.