1. Agreement to Terms

By accessing or using nint ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

nint is a personal finance application that helps users track spending, manage budgets, and organize their financial life. The Service stores your financial data locally on your device and can sync across devices using your personal iCloud account.

3. Account Registration

To use certain features of the Service, you must create an account. You agree to provide accurate, current, and complete information during registration.

4. Subscription and Billing

nint offers subscription plans with varying features. Subscriptions are billed in advance on a monthly or annual basis. You can cancel your subscription at any time.

5. Your Data

Your financial data is stored locally on your device. See our Privacy Policy for details.

6. AI Features

The AI Money Coach feature provides informational insights based on your financial data. It is not a licensed financial advisor. AI processing occurs on your device.

7. Acceptable Use

You agree not to use the Service for any unlawful purpose or in any way that could damage, disable, or impair the Service.

8. Disclaimer

The Service is provided "as is" without warranties of any kind. nint is not a bank, brokerage, or financial advisor.

9. Contact Us

If you have any questions about these Terms, please contact us at legal@nint.app.