What's Coming in nint: Summer 2026 Roadmap

It's been a few months since our last update, and I wanted to pull back the curtain on what we've been building. nint started as a simple idea — a personal finance app that respects your privacy completely — and watching it grow with this community has been incredible. Here's where things stand heading into the second half of 2026.

Now Available

These features shipped over the past few weeks and are live for everyone today.

Improved Budget Templates

We've completely reworked how budget templates work. Instead of starting from a blank slate every month, you can now choose from a library of starter templates — zero-based budgeting, the 50/30/20 rule, envelope-style categories, or a minimal "just track essentials" setup. Each one is fully customizable after you apply it, and your modifications carry forward month to month. If you've been putting off setting up a proper budget because the blank screen felt overwhelming, this is for you.

Faster Sync

Sync speed was one of the most common complaints, especially for users with thousands of transactions. We rewrote the sync engine from scratch using a delta-based approach — instead of comparing entire datasets, nint now tracks only what changed since your last sync. The result: sync times dropped by roughly 80% in our testing. A typical account with two years of history now syncs in under three seconds. And because everything still happens locally first, there's zero dependency on network speed for day-to-day use.

Redesigned Transaction Categories

Categories got a visual and functional overhaul. The new system supports nested subcategories (finally), custom icons, and color coding. We also added smart suggestions — nint learns your categorization patterns over time and offers one-tap assignments for recurring merchants. All of this stays on-device. No transaction data leaves your phone or computer to power these suggestions.

Coming Soon

These are actively in development and will start rolling out over the next couple of months.

Native iOS and macOS Apps

This has been the number one request since launch. We've been building native Swift apps for iOS and macOS — not a web wrapper, not Electron, but proper native applications that feel like they belong on Apple platforms. The iOS app uses SwiftUI throughout, supports Dynamic Island for budget tracking, and integrates with Shortcuts for automation. The macOS app is a full desktop experience with menu bar quick-access and keyboard-driven workflows.

The beta starts in September. If you want early access, the signup is live now at nint.app/signup. Beta testers will get a direct feedback channel and early access to everything else on this roadmap.

AI Money Coach

This is the feature I'm most excited about. The AI Money Coach is an on-device assistant powered by CoreML that analyzes your spending patterns and provides personalized, actionable insights. Think of it as a financially literate friend who actually knows your numbers.

Here's what it will do:

• Spending pattern detection — surface trends you might miss, like gradually increasing subscription costs or seasonal spending spikes
• Budget recommendations — suggest adjustments based on your actual behavior, not theoretical ideals
• Plain-language explanations — ask "why did I spend more this month?" and get a clear, specific answer
• Goal forecasting — "at this rate, you'll hit your emergency fund target by March"

The critical part: this runs entirely on your device using Apple's CoreML framework. Your financial data never touches a server, never trains a cloud model, never leaves your hardware. Privacy isn't a toggle we flip — it's the architecture.

On the Horizon

These are further out — likely late 2026 or early 2027 — but they're actively being designed.

Multi-Currency Support

For those of you managing money across borders, proper multi-currency support is coming. This means holding balances in multiple currencies, automatic conversion tracking at actual exchange rates, and budgets that understand you spend in euros on Tuesday and dollars on Wednesday. We're being careful here because getting currency math wrong has real consequences.

Joint Accounts with End-to-End Encryption

Shared finances without shared data risk. Joint accounts will let two people view and manage the same accounts while maintaining E2E encryption — meaning even if our sync infrastructure were somehow compromised, your shared financial data remains unreadable to anyone but you and your partner. The crypto design is being reviewed by an external auditor before we ship anything.

Community

We crossed 20,000 users last month, which still feels surreal for a bootstrapped project. The community has become genuinely useful — people sharing budget strategies, category setups, and workflow tips I never would have thought of.

I also want to acknowledge the growing demand for a Linux app. I hear you. It's on the list, and the architecture we're building for the native apps is designed to make a Linux port realistic rather than a rewrite. No timeline yet, but it's not forgotten.

Join the Beta

If any of this sounds interesting — especially the native apps or the AI Money Coach — sign up for the beta waitlist at nint.app/signup. Early testers shape what ships. Your feedback over the past year is literally why half of this roadmap exists.

Thanks for trusting nint with something as personal as your finances. More soon.